Important Change in Motor Vehicle Administration Requirements
In support of the Compulsory Insurance Law, Maryland
Motor Vehicle Administration has enacted a new regulation requiring insurance companies to
electronically report and verify insurance coverage by registered vehicle owner name.
This regulation is effective July 1, 2000. Prior to this time, each insurer must
electronically transmit its Maryland auto portfolio information to the Maryland Motor
Vehicle Administration.
Companies will report new business, vehicle additions,
vehicle deletions, cancellations and reinstatements on a daily basis. These records will
be edited by the MVA on an ongoing basis.
There will be situations when the MVA will initiate an
electronic request for coverage verification. An example of this would be the MVA receipt
of an auto report of accident where the policy verification can not be found in the MVA's
database. If a Insurance Company does not respond timely, the MVA will send a letter to
the registered owner advising them that information is needed. If the requested
information is not received by the MVA, the registered owner's license and registration
will be suspended in 30 days. According to MD, the most common causes of error are:
 | Inaccurate Vehicle Identification Numbers (VIN) |
| Driver license numbers (numbers that are not the NEW NY 9 digit number, blanks, and otherwise incorrect numbers) |
| Insured Name |
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